Spending Room, explained

Monni. See what's left after bills.

Monni shows what is already spoken for—rent, bills, card payments, loans, and the cushion you choose—so you can see what may be left to spend.

• Illustrative 14-day example: $2,500 cash minus $1,500 known bills minus $300 cushion leaves a $700 end-of-period estimate, with no expected income.
• See a Spending Room estimate after known commitments and your chosen cushion.
• Use Flow to see upcoming bills and paydays with recent activity.
• Use Moments to understand meaningful changes before your next decision.